Effective Date: January 1, 2026

1. Acceptance of Terms

Welcome to ISO Life Coaching Services. By accessing our website or using our coaching, consulting, or educational services, you agree to these Terms & Conditions. If you do not agree, please discontinue use of our website and services.

2. Services

ISO Life Coaching Services provides life coaching, personal development guidance, educational resources, and related services. Program scope, availability, and terms may vary and will be communicated during enrollment or before purchase.

We reserve the right to update, modify, or discontinue website content or services when reasonably necessary.

3. No Guarantee of Results

Coaching is a collaborative process that depends on individual participation, circumstances, and effort. We do not guarantee specific personal, professional, financial, or other outcomes.

Testimonials and examples represent individual experiences and are not guarantees of similar results.

4. Coaching Disclaimer

Our coaching and educational services are intended for personal development and informational purposes. They are not a substitute for medical care, mental health treatment, legal advice, financial advice, or other professional services.

You remain responsible for your own decisions, actions, and results.

5. Registration and Payments

Certain services may require registration, enrollment, or payment. You agree to provide accurate information and pay applicable fees disclosed before purchase.

Cancellation, refund, rescheduling, and payment terms provided during enrollment or checkout will apply, subject to applicable law.

6. Appointments and Cancellations

If you schedule a coaching session or consultation, please follow the applicable booking and cancellation instructions. Rescheduling availability and any cancellation fees will be communicated through the relevant booking process or service agreement.

7. Intellectual Property

Unless otherwise stated, website content, coaching materials, worksheets, videos, graphics, branding, and educational resources are owned by or licensed to ISO Life Coaching Services.

You may use purchased materials for personal, noncommercial purposes as permitted by your service agreement. You may not reproduce, distribute, sell, or commercially exploit protected materials without prior written permission.

8. Acceptable Use

You agree not to use the website for unlawful purposes, attempt unauthorized access to our systems, redistribute protected content without permission, interfere with website security, or submit false information.

We may restrict access when necessary to protect our website, services, or users.

9. SMS Terms and Conditions

By providing your phone number and checking the applicable SMS consent checkbox, you agree to receive the type of text messages described in that checkbox from ISO Life Coaching Services.

Non-marketing messages may include appointment reminders, scheduling updates, enrollment notifications, and customer support.

Marketing messages may include coaching program announcements, workshops, educational resources, promotional offers, and service updates, when you have separately opted in.

Message frequency: Varies.

Message and data rates: May apply depending on your mobile carrier and plan.

Opt-out: Reply STOP to any message to unsubscribe. You may receive a confirmation of your opt-out.

Help: Reply HELP for assistance or contact us at (301) 537-1189.

Consent: SMS consent is not a condition of purchasing any goods or services. Marketing and non-marketing consent are provided separately where applicable.

Age Requirement: You must be at least 18 years old to subscribe to or participate in our SMS messaging program.

Carrier disclaimer: Mobile carriers are not liable for delayed or undelivered messages.

We may use third-party service providers to deliver SMS messages. Your SMS consent and phone number will not be shared with third parties or affiliates for their own marketing purposes.

10. Third-Party Services and Links

Our website may include links to third-party platforms, scheduling systems, payment processors, or other services. These services may have separate terms and privacy policies. We are not responsible for third-party services outside our control.

11. Disclaimer of Warranties

To the extent permitted by law, our website and its content are provided on an “as is” and “as available” basis. We do not guarantee uninterrupted website access, error-free content, or continuous availability.

Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

12. Limitation of Liability

To the extent permitted by applicable law, ISO Life Coaching will not be liable for indirect, incidental, special, or consequential damages arising from your use of the website or services.

Nothing in these Terms limits liability where such limitation is prohibited by law.

13. Indemnification

To the extent permitted by applicable law, you are responsible for claims arising from your unlawful use of the website, violation of these Terms, or infringement of another party's rights.

14. Changes to These Terms

We may update these Terms & Conditions periodically. Updated terms will be posted on this page with the revised effective date. Your continued use of the website after changes take effect constitutes acceptance of the revised terms where permitted by law.

15. Governing Law

These Terms & Conditions are subject to applicable laws. The governing jurisdiction should be confirmed and specified before publication, subject to mandatory consumer protections.

16. Contact Us

For questions about these Terms & Conditions or our services, contact:

ISO Life Coaching Services

Phone: (301) 537-1189

Website: https://drkelleygurley.com/